The #1 surefire way to get a great credit score is to start by disputing negative items!
Are You Happy With Your Credit Score?
If you find any errors on your credit report, there are a few steps you can take to have that information permanently deleted. You’ll need to do the legwork here because the credit bureaus are not responsible for fixing errors on your report
How Much Are Negative Items Hurting My Credit Score?
Every inquiry on your credit report can lower your score by up to 3-7 points, which can add up fast.
Collections are even worse. A single collection or late payment could lower your score by up to 50 to 100 points, and if you have multiple collections then you could be losing out on HUNDREDS of points from your credit score.
In order to have the greatest chance at getting the lowest interest rates or best terms for any of these things mentioned above,
You’ll want to have the best credit scores possible.
Yet there may be hidden obstacles that could harm your chances at getting approved:
Errors, late payments and hard inquires on your credit reports.
Credit reporting errors are surprisingly common. Unfortunately, it’s up to you to discover & report any inaccurate information in your files.
Equifax, TransUnion and Experian, the three major credit bureaus, let you dispute inaccuracies on their respective consumer credit reports by mail. You can use annualcreditreport.com to check your credit reports for free.
Fortunately, it is possible to get these errors removed.
You’ll need to file a credit dispute letter, which isn’t difficult.
There are no penalties for disputing errors on your credit reports.
If you don’t agree with the outcome of a credit dispute, you can file a complaint with the Consumer Financial Protection Bureau.
Note: We have already crafted these credit dispute letters which eliminates the need to write a letter — but you’ll still need to mail in the dispute letters, to challenge errors, late payments, hard inquires or collections.
We’ll show you exactly how to file these dispute letters for FREE!
PS: Now is the best time to file these dispute letters because many of the employees that are responsible for verifying the accounts are working remote, which means they don't have access to the file necessary therefor they must remove these items from your credit report!
These are the exact letter templates that we have used to dispute and remove thousands of negative items from credit reports. Don't pay high fees to untrustworthy companies when you can do it yourself using our templates with no risk of action that could be detrimental to your credit reports.
Remove Erroneous Negative Items - From Your Credit Report
Quickly Increase Your Credit Score - Starting Today.
Qualify For Mortgages, Loans & Credit Cards - With Better Interest Rates Saving Thousands of Dollars.
FIX & REPAIR YOUR CREDIT SCORE NOW!
ARMY VETERAN - Real Estate Investor in over 500 rental units. 3x Best Selling Author,